With the cost of living creeping ever higher, it’s great to see that a number of New Zealand’s top insurance providers are offering extra financial relief to Kiwis who sign up for insurance. Let’s take a look at what’s on offer.

When it comes to planning for the future, New Zealanders have access to two powerful financial tools: KiwiSaver and insurance policies. While each serves a unique purpose, they can work together to provide a well-rounded financial safety net for you and your family. Let’s explore how these two can complement each other to improve your financial security and your peace of mind.

Bowel cancer is a significant health issue in New Zealand. Each year, more than 1,200 Kiwis die from bowel cancer, and over 3,000 are diagnosed with it. It is the second most common cause of cancer deaths in the country, with New Zealand having one of the highest rates of bowel cancer in the world.

Buying your first home is an exciting journey, but it can also be a bit overwhelming with all of the jargon that’s thrown around. One term you might have come across is "Loan to Value Ratio" or LVR. But what exactly is LVR, why is it important, and how can you calculate it for the home you're interested in buying? Let's break it down in simple terms.

Now that winter has started, shorter days and cooler weather can bring a shift in mood for many. The good news is that by recognising these seasonal cycles and adapting your routine, you can maintain good balance and stability throughout the year.

With the end of June rapidly approaching, it’s that time of year again when you have the chance to boost your KiwiSaver account with a generous $521 from the government. This annual boost is often referred to as the "member tax credit" or government contribution, and it’s a fantastic way to give your retirement savings an extra boost. But you need to make sure you’re eligible to get the full amount—let’s take a look at what you need to know to make sure you get your full entitlement.

Given that nib currently has a limited time offer on health insurance for pre-existing conditions, let’s look at how their Easy Health, Ultimate Health and Ultimate Health Max policies can cover many of your pre-existing conditions after an applicable waiting period.

As the days get shorter and the nights get colder, keeping your home warm and cosy becomes a priority. But let's face it, winter heating can put a serious strain on your wallet. That’s why we’ve put together some tips to help you and your family keep warm and comfortable this winter—without blowing the budget.

Recently, a claim made it into nib's Top 5 Claims for March 2024 that really puts this into perspective: a staggering $66,000 was needed for spinal surgery for a 15-year-old—how many of us have that kind of money readily available without a significant impact on our family's finances?

Introducing our newest series where our KiwiSaver expert, Matthew D’Souza, answers all of your KiwiSaver questions and provides some insightful commentary on one of our most talked about financial initiatives.

Our team of advisers at Group Plus recently helped a client with a medical insurance claim, and this real-life story highlights the invaluable advocacy role advisers can play in complex claims situations.